Friday, August 20, 2010

August Update

Okay, so last month I called the paralegal to get an idea as to how much longer we have left on our plan. She said we didn't have too much longer, but it wasn't the $12 I was expecting. She also said something along the lines that the Chapter 13 Trustee charges his own fee - "He doesn't handle these cases for free," was what I came away with. I asked her to send a statement of our payments so I could get a better idea.

Not easy to read. At all. The Chapter 13 Trustee's fee is not clearly stated, and it doesn't help that there have been two random payments sent to him in the almost 12 months we've been paying. Not a monthly % or a stated flat %. So how much ARE we paying him, exactly? I still don't know and the paralegal didn't know either. Better yet, who informed us that we'd even be paying a Chapter 13 Trustee fee? I have looked over our paperwork and I cannot find where we were informed that this would be coming down the tube. Not that I'm saying the Trustee doesn't deserve to be paid for his services - he will be paid - my main objection is that I do not recall ever being informed of this aspect of our Payment Plan. It just sort of came as a surprise. Obviously, since I thought we were down to $12. In reality, it was more like $512.

It's only a few more months, but not what I was expecting. So, we'll be around here for a bit longer. Waiting... to see how this all ends.